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Welcome to India’s most advanced car program

Finance, Insure, Maintain, Dispose & Save @ single EMI

SUBSCRIPTION Plan

No need to own your car
Just pay for your use

Select Plan

FLEXI OWN Plan

Own your car plus enjoy
surrender option with bonus

EMI From

EMI To

Go Back

Go Back

Location : {{lstCtrl.objSearch.Location}} | Cost : {{lstCtrl.objSearch.Cost}} Lakhs | Body Type : NA {{lstCtrl.objSearch.BodyType}}

Location : {{lstCtrl.objSearch.Location}} | Make : {{lstCtrl.objSearch.Make}} | Model : {{lstCtrl.objSearch.Model}} | Fuel - Transmission : {{lstCtrl.objSearch.FuleTransmission}}

EMI From : ₹ {{lstCtrl.objSearch.EMIFrom}} | EMI To : ₹ {{lstCtrl.objSearch.EMITo}}

Result Found ({{lstCtrl.Vehicles.length}})

Plan

{{v.Make}}
{{v.Model}}
{{v.Variant}}
{{v.FuleType}}
{{v.Transmission}}
{{v.BodyType}}

₹ {{v.Exshowroom | number}}
(ex-showroom before discount)

SMART EMI starts from ₹ {{v.EMI | number}} with full tenure insurance & maintenance + Bonus and Referrals

View Details

Other Variants

Car prices shown here are before discount(Price may be different for special color as per manufacturer.)

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{{lstCtrl.objSelVehicle.Make}} - {{lstCtrl.objSelVehicle.Model}}

{{lstCtrl.objSelVehicle.Variant}} | {{lstCtrl.objSelVehicle.FuleType}} | {{lstCtrl.objSelVehicle.Transmission}}

Ex-showroom - ₹ {{lstCtrl.objSelVehicle.Exshowroom | number}}
Registration - ₹ {{lstCtrl.objSelVehicle.Registration | number}}
Year 1 Ins - ₹ {{lstCtrl.objSelVehicle.FirstYrIns | number}}
TCS - ₹ {{lstCtrl.objSelVehicle.TCS | number}}
Discount - ₹ {{lstCtrl.objSelVehicle.Discount | number}}
Plan - {{lstCtrl.objSelVehicle.UsesPlan}}
Location - {{lstCtrl.objSelVehicle.Location}}
Update Price

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SUBSCRIPTION

FLEXI OWN

DRIVE INTO THE FUTURE

with your very own SMART EMI

THE BEST EMI WITH INCREDIBLE FEATURES

Choose Scheme

₹ {{lstCtrl.objSelPlan.EMI | number}}/- per month

INCLUSIVE OF FULL TENOR INSURANCE, MAINTENANCE, RISK COVER & GUARANTEED RESALE VALUE

Customize

Clear Customization

All Inclusive EMI

{{lstCtrl.objSelPlan.Tenor}} months

Tenure

₹ {{lstCtrl.objSelPlan.Booking | number}}

Down payment

₹ {{lstCtrl.objSelPlan.BuyBackValue | number}}

Last instalment (+)

Your EMI gives you

	Full tenor insurance
	Full tenor maintenance
	Full tenor expense risk and resale risk cover
	Guaranteed Resale Value (GRV) reduced upfront from cost of car to reduce EMI
	₹ {{lstCtrl.objSelPlan.ReferralAmount \| number}} CASH BACK for every car successfully referred by you under SMART EMI program

FLEXI-OWN advantage

(+) Your last instalment is optional

Option 1 : You can pay the last instalment and retain your car

Option 2 : No need to pay – simply return car to earn BONUS

	Guaranteed Bonus	₹ {{lstCtrl.objSelPlan.GuaranteedBonus}} NA
	Good Drive Bonus *	₹ {{lstCtrl.objSelPlan.GoodDriveBonus}}
	[100% of surplus over ₹ {{lstCtrl.objSelPlan.SaleValue \| number}}]
	*Estimated

Choose Scheme

₹ {{lstCtrl.objSelPlan.EMI | number}}/- per month

INCLUSIVE OF FULL TENOR INSURANCE, MAINTENANCE, RISK COVER & GUARANTEED RESALE VALUE

All Inclusive EMI

{{lstCtrl.objSelPlan.Tenor}} months

Tenure

₹ {{lstCtrl.objSelPlan.Booking | number}}

Down payment

Your EMI gives you

	Full tenor insurance
	Full tenor expense risk and resale risk cover
	Full tenor maintenance
	₹ {{lstCtrl.objSelPlan.ReferralAmount \| number}} CASH BACK for every car successfully referred by you under SMART EMI program

Explore SMART EMI Coverage

Insure

Full tenor comprehensive insurance that gives you

Automated renewals
Claim handling and Claim settlement
NCB cash back at time of renewals

Maintain

Full tenor comprehensive maintenance that includes

Periodic maintenance
Running repairs
Accident repair management
Spares | Parts | Lubes | Labour
Warranty Management
1 - Set of Tier & Battery

Program Exclusion

Protect

Full tenor risk protection

Protection from unforeseen maintenance costs
Protection from RESALE VALUE fluctuations

Compare with Auto Loan

Compare Scheme

- subject to agreement terms & conditions (+ prices herein are indicative, prices at time of delivery shall be applicable)

{{lstCtrl.lstVariants.length}} Variants of {{lstCtrl.Make}} - {{lstCtrl.Model}}

Searching Other Variants. Please wait...

Go Back

Go Back

{{v.Make}}
{{v.Model}}
{{v.Variant}}
{{v.FuleType}}
{{v.Transmission}}
{{v.BodyType}}

₹ {{v.Exshowroom | number}}
(ex-showroom before discount)

SMART EMI starts from ₹ {{v.EMI | number}} with full tenure insurance & maintenance + Bonus and Referrals

View Details

Result Not Found

Please go back and search again.

Go Back

Comparable Vehicles({{lstCtrl.lstVariants.length}}) with {{lstCtrl.objSelVehicle.Make}}- {{lstCtrl.objSelVehicle.Model}}

Searching Comparible Vehicles. Please wait...

Go Back

{{v.Make}}
{{v.Model}}
{{v.Variant}}
{{v.FuleType}}
{{v.Transmission}}
{{v.BodyType}}

₹ {{v.Exshowroom | number}}
(ex-showroom before discount)

SMART EMI starts from ₹ {{v.EMI | number}} with full tenure insurance & maintenance + Bonus and Referrals

View Details

No vehicle found.

Go Back

Go Back

{{v.Narration}} - {{v.Car1}} - {{v.Car2}}

COMPARISON – SMART EMI vs AUTO LOAN

Discover how SMART EMI beats a traditional auto loan on all counts . CONVINCINGLY !

(all prices shown above are before discounts and subject to credit appraisal)

	{{lstCtrl.objSelVehicle.Make}} - {{lstCtrl.objSelVehicle.Model}} {{lstCtrl.objSelVehicle.Variant}} {{lstCtrl.objSelVehicle.FuleType}} \| {{lstCtrl.objSelVehicle.Transmission}} \| {{lstCtrl.objSelVehicle.BodyType}}	{{lstCtrl.objSelVehicle.Location}} Ex-showroom - ₹ {{lstCtrl.objSelVehicle.Exshowroom \| number}} Discount -₹ {{lstCtrl.objSelVehicle.Discount \| number}} \| On-Road - ₹ {{lstCtrl.objSelVehicle.OnRoadCost \| number}} On-Road - ₹ {{lstCtrl.objSelVehicle.OnRoadCost \| number}}

	{{lstCtrl.lstAutoLoanComparision[13].Car1}}	{{lstCtrl.lstAutoLoanComparision[13].Car2}}
Down Payment (@)	{{lstCtrl.lstAutoLoanComparision[25].Car1}}	{{lstCtrl.lstAutoLoanComparision[25].Car2}}
EMI	{{lstCtrl.lstAutoLoanComparision[16].Car1}}	{{lstCtrl.lstAutoLoanComparision[16].Car2}}
Full tenor insurance & maintenance	Included	Not Included
Expense Risk and Resale Risk Cover	Full cover	No cover
Referral cash back	16,667 / car	Not Available
Guaranteed Bonus	{{lstCtrl.lstAutoLoanComparision[31].Car1}}	{{lstCtrl.lstAutoLoanComparision[30].Car2}}
Good Drive Bonus	{{lstCtrl.lstAutoLoanComparision[34].Car1}}	{{lstCtrl.lstAutoLoanComparision[34].Car2}}
TOTAL COST OF USAGE	01 {{lstCtrl.lstAutoLoanComparision[35].Car1}}	02 {{lstCtrl.lstAutoLoanComparision[35].Car2}} (#) [can go up]

TOTAL COST OF USAGE ANALYSIS
Down Payment	{{lstCtrl.lstAutoLoanComparision[23].Car1}}	{{lstCtrl.lstAutoLoanComparision[23].Car2}}
1st Year Insurance + TCS	{{lstCtrl.lstAutoLoanComparision[24].Car1}}	{{lstCtrl.lstAutoLoanComparision[24].Car2}}
Total Down Payment	{{lstCtrl.lstAutoLoanComparision[25].Car1}}	{{lstCtrl.lstAutoLoanComparision[25].Car2}}
Total Car EMI (EMI*Tenor)	{{lstCtrl.lstAutoLoanComparision[26].Car1}}	{{lstCtrl.lstAutoLoanComparision[26].Car2}}
Insurance renewals & Maintenance (+)	{{lstCtrl.lstAutoLoanComparision[27].Car1}}	{{lstCtrl.lstAutoLoanComparision[27].Car2}}
Earnings on Down Payment savings	{{lstCtrl.lstAutoLoanComparision[28].Car1}}	{{lstCtrl.lstAutoLoanComparision[28].Car2}}
Earnings on EMI savings	{{lstCtrl.lstAutoLoanComparision[29].Car1}}	{{lstCtrl.lstAutoLoanComparision[29].Car2}}
Referral Cash Back	{{lstCtrl.lstAutoLoanComparision[30].Car1}}	{{lstCtrl.lstAutoLoanComparision[31].Car2}}
Guaranteed Bonus	({{lstCtrl.lstAutoLoanComparision[31].Car1}})	{{lstCtrl.lstAutoLoanComparision[30].Car2}}
Good Drive Bonus	({{lstCtrl.lstAutoLoanComparision[34].Car1}})	{{lstCtrl.lstAutoLoanComparision[34].Car2}}
TOTAL OUTFLOW	{{lstCtrl.lstAutoLoanComparision[32].Car1}}	{{lstCtrl.lstAutoLoanComparision[32].Car2}}
Resale of car (++)	{{lstCtrl.lstAutoLoanComparision[33].Car1}}	({{lstCtrl.lstAutoLoanComparision[33].Car2}})
TOTAL COST OF USAGE	01 {{lstCtrl.lstAutoLoanComparision[35].Car1}}	02 {{lstCtrl.lstAutoLoanComparision[35].Car2}} (#) [can go up]

SMART EMI

Get a lot more out of your EMI !

Smart EMI creates a Cost of Usage which is more or less same as loan … but what makes it your Preferred Choice is that it removes all risks, controls your cost and provides a complete hassle free trouble free automotive experience

(#) Total cost of usage under Auto loan is not protected or covered – it can go up due to unforeseen expenses on insurance expense fluctuation, maintenance cost or due to fluctuation in resale value

(@) down payment is before stamp duty, processing fee, 1st EMI ( if any )
(*) auto loan illustration market rates | SMART EMI inclusive of all taxes prevailing as on date
(+) insurance & maintenance cost under auto loan are based on market cost levels
(++) resale of car under auto loan considered expected market levels at end of tenor

- subject to agreement terms & conditions (+ prices herein are indicative, prices at time of delivery shall be applicable)

{{lstCtrl.objSelVehicle.Make}} - {{lstCtrl.objSelVehicle.Model}}

{{lstCtrl.objSelVehicle.Variant}} | {{lstCtrl.objSelVehicle.FuleType}} | {{lstCtrl.objSelVehicle.Transmission}} | {{lstCtrl.objSelVehicle.Location}}

Ex-showroom - ₹ {{lstCtrl.objSelVehicle.Exshowroom | number}}
Registration - ₹ {{lstCtrl.objSelVehicle.Registration | number}}
Year 1 Ins - ₹ {{lstCtrl.objSelVehicle.FirstYrIns | number}}
TCS - ₹ {{lstCtrl.objSelVehicle.TCS | number}}
Discount - ₹ {{lstCtrl.objSelVehicle.Discount | number}}
Plan - {{lstCtrl.objSelVehicle.UsesPlan}}
Update Price

SMART EMI details : {{lstCtrl.objSelVehicle.Plans.length}} Schemes to choose from :

	LIFESTYLE 36	CLASSIQUE 36	CLASSIQUE 60
Tenor	36	36	60
Down payment	₹ {{lstCtrl.objSelVehicle.Plans[2].Booking \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[1].Booking \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[0].Booking \| number}}
EMI	₹ {{lstCtrl.objSelVehicle.Plans[2].EMI \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[1].EMI \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[0].EMI \| number}}
Full tenor Insurance
Full tenor Maintenance
Full Tenor Risk Cover
Guaranteed Resale Value (GRV)
Referral Cashback & Bonus
Last Installment to buy car (Optional*) pay lumpsum or in EMI	₹ {{lstCtrl.objSelVehicle.Plans[2].BuyBackValue \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[1].BuyBackValue \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[0].BuyBackValue \| number}}
*Options Available
Option 1 – Return Car & Earn BONUSES
(a) Last installment to buy car (b) Guaranteed BONUS (c) Good Drive BONUS	Nil {{lstCtrl.objSelVehicle.Plans[2].GuaranteedBonus}} 100% of sale value surplus over ₹ {{lstCtrl.objSelVehicle.Plans[2].SaleValue \| number}}	Nil ₹ {{lstCtrl.objSelVehicle.Plans[1].GuaranteedBonus}} 100% of sale value surplus over ₹ {{lstCtrl.objSelVehicle.Plans[1].SaleValue \| number}}	Nil ₹ {{lstCtrl.objSelVehicle.Plans[0].GuaranteedBonus}} 100% of sale value surplus over ₹ {{lstCtrl.objSelVehicle.Plans[0].SaleValue \| number}}
Option 2 – Retain Car
Last installment to retain car
Referral Cash Back Amount	₹ {{lstCtrl.objSelVehicle.Plans[2].ReferralAmount \| number}}/ successful referral	₹ {{lstCtrl.objSelVehicle.Plans[1].ReferralAmount \| number}}/ successful referral	₹ {{lstCtrl.objSelVehicle.Plans[0].ReferralAmount \| number}}/ successful referral

All SMART EMI schemes include the following services (inbuilt into EMI)

Insurance

Full tenor insurance includes

Automated renewals
Claim handling and Claim settlement
NCB cash back at time of renewals

Maintenance

Full tenor maintenance includes

Periodic maintenance
Running repairs
Accident repair management
Spares | Parts | Lubes | Labor
Warranty Management

Risk Cover

Full tenor risk cover ensures

Maintenance expense protection
Resale Value protection

- subject to agreement terms & conditions (+ prices herein are indicative, prices at time of delivery shall be applicable)

{{lstCtrl.objSelVehicle.Make}} - {{lstCtrl.objSelVehicle.Model}}

{{lstCtrl.objSelVehicle.Variant}} | {{lstCtrl.objSelVehicle.FuleType}} | {{lstCtrl.objSelVehicle.Transmission}}

Ex-showroom - ₹ {{lstCtrl.objSelVehicle.Exshowroom | number}}
Registration - ₹ {{lstCtrl.objSelVehicle.Registration | number}}
Year 1 Ins - ₹ {{lstCtrl.objSelVehicle.FirstYrIns | number}}
TCS - ₹ {{lstCtrl.objSelVehicle.TCS | number}}
Discount - ₹ {{lstCtrl.objSelVehicle.Discount | number}}
Plan - {{lstCtrl.objSelVehicle.UsesPlan}}
Update Price

SMART EMI details : {{lstCtrl.objSelVehicle.Plans.length}} Schemes to choose from :

	{{lstCtrl.objSelVehicle.Plans[1].PlanName}}	{{lstCtrl.objSelVehicle.Plans[0].PlanName}}
Tenor	36	36
Down payment	₹ {{lstCtrl.objSelVehicle.Plans[1].Booking \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[0].Booking \| number}}
EMI	₹ {{lstCtrl.objSelVehicle.Plans[1].EMI \| number}}	₹ {{lstCtrl.objSelVehicle.Plans[0].EMI \| number}}
Full tenor Insurance
Full tenor Maintenance
Full Tenor Risk Cover
Referral Cashback & Bonus
Referral Cash Back Amount	₹ {{lstCtrl.objSelVehicle.Plans[1].ReferralAmount \| number}} / successful referral	₹ {{lstCtrl.objSelVehicle.Plans[0].ReferralAmount \| number}} / successful referral

All SMART EMI schemes include the following services (inbuilt into EMI)

Insurance

Full tenor insurance includes

Automated renewals
Claim handling and Claim settlement
NCB cash back at time of renewals

Maintenance

Full tenor maintenance includes

Periodic maintenance
Running repairs
Accident repair management
Spares | Parts | Lubes | Labor
Warranty Management
1 - Set of Tier & Battery

Risk Cover

Full tenor risk cover ensures

Maintenance expense protection
Resale Value protection

- subject to agreement terms & conditions (+ prices herein are indicative, prices at time of delivery shall be applicable)

Scheme Name	LIFESTYLE 36	LIFESTYLE 36	CLASSIQUE 36	CLASSIQUE 36	CLASSIQUE 60
Scheme Type	Budget	Comprehensive	Budget	Comprehensive	Comprehensive

Tenor (Months)	36	36	60	36	60
Down payment	₹ 41,299	₹ 270,124	₹ 270,124	₹ 270,124	₹ 270,124
EMI	₹ 29,733	₹ 23,113	₹ 21,060	₹ 23,113	₹ 21,060
Your EMI features:
Full Tenor Insurance
Renewals	Included	Included	Included	Included	Included
Claim management	Included	Included	Included	Included	Included
Full Tenor Maintenance
Periodic maintenance	Managed	Included	Managed	Included	Included
Running repairs	Managed	Included	Managed	Included	Included
Spares, Parts, Lubes, Labour	Managed	Included	Managed	Included	Included
Warranty claim management	Managed	Included	Managed	Included	Included
Risk coverage
Expense protection risk		Included		Included	Included
Resale value risk cover	Included	Included	Included	Included	Included
Last installment [OPTIONAL*]	₹ 29,733	₹ 23,113	₹ 21,060	₹ 23,113	₹ 21,060
*OPTIONS AVAILABLE: At end of tenor
OPTION 1 - Return car & Earn BONUSES
(a) Last installment payment	Nil	Nil	Nil	Nil	Nil
(b) Guaranteed Bonus	₹ 0	₹ 0	₹ 24,966	₹ 24,966	₹ 24,966
(c) Good Drive Bonus *	₹ 0	₹ 0	₹ 24,966	₹ 24,966	₹ 24,966
OPTION 2 - Retain Car
Last installment payment	₹ 24,966	₹ 24,966	₹ 24,966	₹ 24,966	₹ 24,966
Can I pay last installment in EMI	Yes	Yes	Yes	Yes	Yes
Additional Cash Backs
A. First Referral Cashback	Nil	Nil	Nil	Nil	Nil
B. Subsequent Referral Cashbacks	₹ 0	₹ 0	₹ 24,966	₹ 24,966	₹ 24,966
C. No claim bonus (insurance)	At actuals	At actuals	At actuals	At actuals	At actuals

Included = expenses covered within EMI \| Managed = expenses managed at actuals but NOT covered within EMI \| ✖ = Neither included Nor Managed

Welcome to India’s most advanced car program

Location : {{lstCtrl.objSearch.Location}} | Cost : {{lstCtrl.objSearch.Cost}} Lakhs | Body Type : NA {{lstCtrl.objSearch.BodyType}} modify search

Location : {{lstCtrl.objSearch.Location}} | Make : {{lstCtrl.objSearch.Make}} | Model : {{lstCtrl.objSearch.Model}} | Fuel - Transmission : {{lstCtrl.objSearch.FuleTransmission}} modify search

EMI From : ₹ {{lstCtrl.objSearch.EMIFrom}} | EMI To : ₹ {{lstCtrl.objSearch.EMITo}} modify search

DRIVE INTO THE FUTURE

THE BEST EMI WITH INCREDIBLE FEATURES

Explore SMART EMI Coverage

{{lstCtrl.lstVariants.length}} Variants of {{lstCtrl.Make}} - {{lstCtrl.Model}}

Searching Other Variants. Please wait...

Result Not Found

Comparable Vehicles({{lstCtrl.lstVariants.length}}) with {{lstCtrl.objSelVehicle.Make}}- {{lstCtrl.objSelVehicle.Model}}

Searching Comparible Vehicles. Please wait...

No vehicle found.

COMPARISON – SMART EMI vs AUTO LOAN

SMART EMI

Location : {{lstCtrl.objSearch.Location}} | Cost : {{lstCtrl.objSearch.Cost}} Lakhs | Body Type : NA {{lstCtrl.objSearch.BodyType}}

Location : {{lstCtrl.objSearch.Location}} | Make : {{lstCtrl.objSearch.Make}} | Model : {{lstCtrl.objSearch.Model}} | Fuel - Transmission : {{lstCtrl.objSearch.FuleTransmission}}

EMI From : ₹ {{lstCtrl.objSearch.EMIFrom}} | EMI To : ₹ {{lstCtrl.objSearch.EMITo}}